MCCURTAIN COUNTY NATIONAL BANK'S
PRIVACY STATEMENT

Protecting your privacy is important to us at McCurtain County National Bank. We consider the opportunity to manage your financial needs a privilege. We are committed to honor that relationship with great care by using updated technology to manage and maintain the information you have chosen to share with us. Regardless of how you choose to bank whether it is in person or through the Internet, It is McCurtain County National Bank's goal that your privacy not be compromised.

What Information We Collect
We may collect nonpublic personal information about you from the following sources:

• Information we receive from you on applications or other forms
• Information about your transaction with us
• Information about your transactions with nonaffiliated third parties
• Information received from a consumer reporting agency regarding your creditworthiness and credit history.

We will collect and retain information only for business purposes. We use information to protect and maintain our customer's record, account, and funds to comply with certain laws and regulations.

What Information We Disclose
We do not reveal specific information about customers to unaffiliated parties for their independent use. Customer information is given to unaffiliated parties in the following cases:

• Per customer request
• To help complete a transaction initiated by the customer
• To a reputable credit bureau or similar information reporting agency

With the exception of the above, we do not disclose any nonpublic personal information about customers or former customers to anyone, except as require by law.

Nonpublic Personal Information and Former Customers
If you decide to close your account(s) or become an inactive customer, we will follow the privacy policies and practices as described in this notice.

Security
In order to safeguard customer information we restrict access to nonpublic personal information about you to employees who provide products or services to you. We maintain physical, electronic, and procedural safeguards that comply with federal regulations to guard your nonpublic personal information. Our employees' access to personal financial information is for business reasons only. We educate our employees so they will understand the importance of customer's confidentiality and information privacy.

It is the goal of McCurtain County National Bank for our customers to understand its privacy principles. We strive to maintain complete and accurate information about you and your account at any time if you believe that our records contain inaccurate or incomplete information about you contact McCurtain County National Bank at (580) 286-6647 or (580) 584-7741.

McCurtain County National Bank reserves the right to modify these Privacy Practices as needed, along with related provisions, at any time.